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About Our Agency

Gem Agency Inc provides comprehensive insurance options.

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We are your trusted independent insurance agency.

Your family, your business and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.


Meet Owner Megan Peckham

Megan started in the industry as a customer service representative in 1998. In 2002 she obtained her Property and Casualty Insurance License. With over 10 years of experience, Megan has worked with many lines of insurance including personal, commercial and bonding.

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Buying insurance is about price and promise; as a local business in the Utica and New Hartford area, Gem Agency can help you understand both sides of the equation, in a way that is relevant to your life and community.

Established in 2008, we have been providing great service to New Hartford and the surrounding area. Gem Agency strives to have a personal and quality relationship with all of our clients. Whether you are looking for auto or home, business insurance, or even trucking insurance, our agents will always provide you with the peace of mind and comfort of dealing with a real person. No matter what your needs are we can customize a package that fits you perfectly.

When you have questions or concerns about your insurance policy, we can do more than a phone call. You can always stop by or we can coordinate to visit you. At Gem Agency, we will always give you the personalized attention you deserve, so your questions are answered and your concerns are cleared up. If a loss occurs, rest assured we are familiar with your policy and account and can help guide you through the process.

We Are Proud of Our A+ Rating


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As an independent insurance agency we have great relationships with many well-known, reputable insurance companies, giving you the power of choice.


Our insurance advisors have years of experience in the insurance industry and serve as your advocate from selecting coverage through filing a claim.


Our insurance advisors have a strong passion for insurance and protecting what you value most in business and in life. We treat our customers like family.

At Gem Agency Inc, our mission is very simple. We strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers.

Insurance Quote Request

As an independent agency, we offer multiple options at competitive prices.

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